THIS APPLICATION IS DESIGNED TO BE COMPLETED BY THE APPLICANT(S) WITH THE LENDER’S ASSISTANCE. APPLICANTS SHOULD COMPLETE THIS FORM AS “BORROWER” OR “CO-BORROWER,” AS APPLICABLE. CO-BORROWER INFORMATION MUST ALSO BE PROVIDED (AND THE APPROPRIATE BOX CHECKED) WHEN THE INCOME OR ASSETS OF A PERSON OTHER THAN THE BORROWER (INCLUDING THE BORROWER’S SPOUSE) WILL BE USED AS A BASIS FOR LOAN QUALIFICATION OR THE INCOME OR ASSETS OF THE BORROWER’S SPOUSE OR OTHER PERSON WHO HAS COMMUNITY PROPERTY RIGHTS PURSUANT TO STATE LAW WILL NOT BE USED AS A BASIS FOR LOAN QUALIFICATION, BUT HIS OR HER LIABILITIES MUST BE CONSIDERED BECAUSE THE SPOUSE OR OTHER PERSON HAS COMMUNITY PROPERTY RIGHTS PURSUANT TO APPLICABLE LAW AND BORROWER RESIDES IN A COMMUNITY PROPERTY STATE, THE SECURITY PROPERTY IS LOCATED IN A COMMUNITY PROPERTY STATE, OR THE BORROWER IS RELYING ON OTHER PROPERTY LOCATED IN A COMMUNITY PROPERTY STATE AS A BASIS FOR REPAYMENT OF THE LOAN. IF THIS IS AN APPLICATION FOR JOINT CREDIT, BORROWER AND CO-BORROWER EACH AGREE THAT WE INTEND TO APPLY FOR JOINT CREDIT (SIGN BELOW)
